Lending
Lending
At North Valley Credit Union (NVCU), we understand that financial needs vary, which is why we offer a diverse range of lending solutions to help individuals, businesses, and farmers achieve their goals. Whether you’re looking to finance a personal expense, expand your business, or invest in your agricultural operation, NVCU provides competitive rates, flexible repayment terms, and personalized service to ensure you get the right financial support.
Our Lending Options
With fast approvals, local decision-making, and member-focused service, NVCU is your trusted partner in achieving financial success.
The NVCU Loan Advantage
Loan Range
- Personal loans from $2,500 to $150,000
- Mortgage financing up to 95% of a home’s purchase price
Flexible Repayment
- Loan terms designed to fit your budget and lifestyle
- Short- and long-term repayment options available
Flexible Interest Rates
- Fixed-rate loans for stable, predictable monthly payments
- Variable-rate loans for potential savings when interest rates drop
Need help finding the right NVCU product for you?
Call us at (306)745-6615 or stop by the branch!
Get Started
What To Bring To Your Apointment
When you’re preparing for your appointment at North Valley Credit Union (NVCU) to apply for a personal loan, being well-prepared can help speed up the process and ensure a smooth experience. To make sure we have everything we need to review your loan application, please bring the following documents and information with you.
For All Borrowers / Guarantors:
- One Piece of Current, Government-Issued Photo Identification
- Three Recent Paystubs or T4s
- Confirmation of Enrolment (for Student Loan)
Additional Documents You Might Need
In some cases, we may ask for additional documentation to complete your application:
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- Proof of Address: A recent utility bill or bank statement showing your name and current address.
- Proof of Other Income: If you receive other sources of income, such as alimony, child support, or government assistance, we may request supporting documents.
- Co-signer Information: If you are applying with a co-signer, they will need to provide the same documentation outlined above.
Ready To Secure Your Next Opportunity?
Whether you need a personal loan, mortgage, business financing, or agricultural support, North Valley Credit Union is here to assist you every step of the way. Contact us today to speak with one of our lending specialists!
