Investing
Guaranteed Investment Certificates (GICs)
At North Valley Credit Union (NVCU), we know that financial security and steady growth are key to a strong investment strategy. Our Guaranteed Investment Certificates (GICs) provide a safe and predictable way to grow your savings with competitive interest rates and flexible term options. Whether you’re looking for short-term liquidity or long-term security, our GICs offer guaranteed returns to help you reach your financial goals.
Why Invest in GICs?
A Guaranteed Investment Certificate (GIC) is a low-risk investment that provides stable returns over a set period. GICs are an excellent choice for individuals who want to protect their principal investment while earning interest.
Benefits of GICs
Guaranteed Interest Rates
- Your returns are secure for the duration of your term.
Flexible Term Options
- Choose from short-term and long-term investments.
Steady Growth
- Interest is paid annually or compounded, ensuring your savings continue to grow.
Low-Risk Investment
- GICs are a safe way to grow your savings without exposure to market volatility.
Types of GICs Available at NVCU
We offer a range of GIC options to fit different savings goals and liquidity preferences.
Redeemable Term Deposits
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Available for 12 to 60-month terms.
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Interest paid annually or compounded.
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Can be cashed out at any time (redemption fee applies).
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Minimum deposit: $5,000.
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Ideal for individuals who want flexibility while earning interest.
Non-Redeemable Term Deposits
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Available for 30 to 364 days and 12 to 60-month terms.
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Interest paid annually or compounded.
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Funds cannot be redeemed until maturity.
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Minimum deposit: $1,000.
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Best suited for those looking for higher interest rates and long-term security.
Both options provide secure and guaranteed returns, making them a valuable part of a diversified savings strategy.
Need help finding the right NVCU product for you?
Call us at (306)745-6615 or stop by the branch!
Get Started
How to Get Started with a GIC at NVCU
Investing in a GIC at North Valley Credit Union is easy. Our team is here to help you select the best term deposit option for your financial goals.
Contact Our Investment Advisor
For personalized advice on which GIC option is best for you, reach out to:
Wade Penman – Investment Advisor
📞 Phone: 306-745-4027
📧 Email: wade.penman@northvalleycu.com
Schedule a meeting today to discuss how GICs can fit into your financial strategy.
Start Saving with Confidence
A GIC from North Valley Credit Union is the perfect way to secure your savings while earning predictable returns. Whether you need short-term liquidity or long-term financial security, our GIC options provide a reliable path to steady growth.
Get in touch today to open your GIC and start growing your savings!
