Investing
Mutual Funds
At North Valley Credit Union (NVCU), we understand that investing can be an essential part of building long-term financial security. That’s why we partner with Investia Financial Services Inc. to offer our members access to a wide range of mutual funds tailored to different investment goals and risk levels. Whether you’re planning for retirement, saving for a major purchase, or looking to grow your wealth, our mutual fund solutions provide a flexible and strategic way to invest.
Why Invest in Mutual Funds?
Mutual funds are a popular investment choice for individuals looking for diversification, professional management, and growth potential. Here’s why they might be the right choice for you:
Diversification
- Spread your investments globally across multiple assets to reduce risk.
Professional Management
- Experienced financial advisors to manage the funds on your behalf.
Long-Term Growth Potential
- Opportunities to grow your savings over time.
Tax Benefits
- Some investment options, such as labour-sponsored investment funds, offer significant tax incentives.
Labour-Sponsored Investment Funds (LSIFs)
North Valley Credit Union offers two specialized Labour-Sponsored Investment Funds (LSIFs) that provide an excellent opportunity for both investment growth and tax savings. These funds contribute to Saskatchewan’s economy by supporting local businesses while offering a tax credit of up to 32.5% to investors.
Golden Opportunities Fund
The Golden Opportunities Fund was Saskatchewan’s first labour-sponsored investment fund and has experienced steady growth since its launch.
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Offers up to 32.5% in tax credits to Saskatchewan residents.
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Invests in local businesses to promote economic development.
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Investors must hold the fund for at least eight years to qualify for tax credits.
SaskWorks Venture Fund
Since its launch in 2001, the SaskWorks Venture Fund has been a popular choice for Saskatchewan investors looking to support the local economy while enjoying tax benefits.
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Provides investors with a 32.5% tax credit.
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Helps finance small and medium-sized businesses in Saskatchewan.
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Requires investors to hold the fund for a minimum of eight years to receive tax benefits.
Conditions apply. Contact our Mutual Fund Advisor for more details.
Need help finding the right NVCU product for you?
Call us at (306)745-6615 or stop by the branch!
Get Started
How to Get Started with Mutual Funds at NVCU
Investing in mutual funds is simple with North Valley Credit Union. Our team of financial professionals will guide you through the process and help you choose the right funds for your financial goals.
Steps to Start Investing:
1. Schedule a Consultation – Meet with our Investment Advisor to discuss your investment goals and risk tolerance.
2. Explore Your Options – Learn about the different mutual funds available through Investia Financial Services Inc.
3. Develop a Customized Investment Plan – Select funds that align with your financial goals.
4. Start Investing – Once your plan is in place, your money will begin working for you.
Our team will provide ongoing support and insights to help you maximize your investment returns.
Contact Our Mutual Fund Advisor
For personalized investment guidance, contact:
Wade Penman – Investment Advisor
📞 Phone: 306-745-4027
📧 Email: wade.penman@northvalleycu.com
Schedule a meeting today to discuss how mutual funds can fit into your financial strategy.
Important Investment Disclosures
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Mutual funds and/or approved exempt market products are offered exclusively through Investia Financial Services Inc.
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Commissions, management fees, and trailing commissions may apply to investments.
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Investment values fluctuate and are not guaranteed—past performance does not predict future results.
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Investors should read the Fund Facts or prospectus before making investment decisions.
Start Your Investment Journey Today
Investing in mutual funds is a powerful way to build wealth, secure your financial future, and contribute to the growth of Saskatchewan’s economy. Whether you’re a first-time investor or looking to diversify your portfolio, North Valley Credit Union is here to help.
Get in touch today to explore your investment options!
