Accounts

Personal Account Packages at North Valley Credit Union

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Financial Solutions Designed for You

At North Valley Credit Union (NVCU), we believe that managing your money should be easy, affordable, and tailored to your needs. Whether you’re just starting out, handling everyday finances, or planning for the future, our Personal Account Packages provide the flexibility, convenience, and benefits you deserve.

From daily transactions to long-term savings, our accounts come with great perks, competitive rates, and access to a network of over 2,400 surcharge-free ATMs across Canada.

Why Choose an NVCU Personal Account?

Accounts for Every Stage of Life

We offer a variety of account packages to match your financial needs, whether you’re a student, young professional, retiree, or community member.

Transparent & Fair Member Pricing

At NVCU, we prioritize honesty and fairness. Our accounts come with clear and competitive pricing, and we even offer FREE account options for youth and charities.

Flexible & Low-Fee Transactions

Enjoy the convenience of sending Interac e-Transfers, making purchases with your debit card, paying bills, and accessing cash at thousands of ATMs nationwide—all with affordable and flexible account plans.

Ding Free® ATM Access

Say goodbye to frustrating ATM fees! As an NVCU member, you get ding free® access at thousands of credit union ATMs across Canada.

Digital & Mobile Access

Stay connected to your finances, anytime and anywhere! With MemberDirect Online Banking and our Mobile App, you can:

  • Check your account balance in real time.
  • Pay bills and move money between accounts.
  • Send Interac e-Transfers with ease.
  • Deposit cheques remotely with Deposit Anywhere™.

Exclusive Perks for Members

Some account packages include free safety deposit boxes, free cheque orders, unlimited transactions, and more—all designed to provide extra value to our members.

Find the Right Personal Account for You

Youth Account – A great way for young members to start managing money with low monthly fees.

Graduate Account – Designed for students pursuing post-secondary education, offering affordable transactions and convenient access to funds.

Everyday Personal Accounts – A variety of low-cost, flexible options for managing daily spending and saving.

Golden Account – Exclusive benefits for senior members, including unlimited transactions, free cheques, and a free safety deposit box.

Community Accounts – Special packages for registered charities and community groups, including free financial services for non-profits.

Download our Personal Service Charges Brochure to view specific fees and account details.

Need help finding the right NVCU product for you?

Call us at (306)745-6615 or stop by the branch!

Become a Member Today!

Opening a personal account at NVCU is easy! Call us, and visit our branch to find the right account package for your needs.

Experience the credit union difference with NVCU—where you’re more than a customer, you’re a valued member.